National Income Life articles

  January 15, 2021

Life Insurance Beneficiary Trusts: What Are They and How Do They Work?

life insurance beneficiary trustsWhen naming a life insurance beneficiary, you may choose an individual, an organization, or a trust. Learn more about this last option for a beneficiary and why it might be a good option for you. […]

  October 15, 2020

Is Term Life Insurance a Permanent Policy?

Is term life permanent insuranceWhile term life insurance does not provide permanent coverage, many policies can be renewed or converted to permanent life insurance. Read more to learn about these life insurance options. […]

  September 15, 2020

What is a Decreasing Term Life Insurance Policy?

decreasing term lifeDecreasing term life insurance is a type of life insurance that has a benefit amount that decreases over the term of the policy and can be a good option for some. Learn more about how this works. […]

  July 15, 2020

Important Life Insurance Statistics You Should Know

life insurance statsCheck out some insightful statistics about life insurance from the LIMRA 2019 Insurance Barometer Study. […]

  June 15, 2020

4 Ways Life Insurance Could Help You

Benefits of life insuranceIt can be hard to see value in a product which has no tangible good or service received immediately after purchase, but the benefits of life insurance come when you need it most. Here are four ways life insurance can help you. […]

  May 15, 2020

What is a disability waiver of premium rider?

life insurance disability waiver of premiumCan you afford to continue paying your life insurance premiums if you become disabled and unable to work? To help avoid losing this important coverage, consider looking into a disability waiver of premium rider. Learn more today. […]

  April 15, 2020

How Does Convertible Term Life Insurance Work?

convertible life insuranceTo understand how a term life insurance policy can be converted, let’s look into what term life insurance means and in what situation it would make sense for someone to convert their term life insurance to permanent life insurance. […]

  February 15, 2020

Can Life Insurance Companies Raise Premiums?

can life insurance premiums go upWhether life insurance premiums are fixed or not depends on the type of life insurance policy you buy. Different types of policies include whole life insurance, universal life insurance, and term life insurance. Learn more about life insurance premium schedules today. […]

  January 15, 2020

Does Life Insurance Cover Accidental Death

does life insurance cover accidentsIf you have loved ones who rely on your income, life insurance can help protect them if you were to die. But what if your death is ruled an accident? Learn more about options for protecting your family when the unexpected happens. […]

  December 15, 2019

Do You Need AD&D Insurance If You Have Term or Whole Life Insurance?

What is accidental death and dismemberment (AD&D) insurance, and how does it differ from a term life insurance policy? Get insight into common AD&D exclusions, and discover if adding AD&D to your existing term or whole life insurance policy is right for you. […]

  November 15, 2019

Do term life insurance premiums increase over time?

If you are shopping insurance rates or have a term life policy now and are wondering if your premiums will change over time, read more about how term life insurance rates work. […]

  October 15, 2019

Do Supplemental Health Insurance Plans Cover Prescription Drugs?

While healthcare costs in the US are continuing to rise, including the cost of prescription drugs, many are looking for ways to help save money. Once question many potential policyholders have is, will supplemental health insurance cover prescription? Learn more. […]

  September 15, 2019

Borrowing against Whole Life Insurance: What to Consider

If you have a whole life insurance policy, you might reach a point where you want to borrow against it. Is so, read more about loan options for these types of life insurance policies. […]

  August 15, 2019

Can I Buy a Life Insurance Policy if I Receive SSI Benefits?

Does receiving Supplemental Security Income benefits, impact someone’s ability to buy a life insurance policy? The answer is complex. Read learn more. […]

  July 15, 2019

Do empty nesters still need life insurance?

When you reach the “empty nester” phase of life, do you still need life insurance? The answer depends on several factors. Learn more about what to consider with your life insurance today. […]

  May 15, 2019

3 Considerations of Term Life Insurance

Term life insurance has been a popular choice for many consumers due to its flexibility and cost. Just as any insurance would be, term life insurance can get complex and there are a few things you many want to consider before diving right in. […]

  April 15, 2019

What is an Accidental Death Rider?

You may not know about insurance riders, but they can be a helpful option for policyholders who are looking to expand their coverage beyond the original policy. Accidental death riders are one example. Learn more today. […]

  March 20, 2019

How Long Do I Have to Renew a Term Life Insurance Policy?

life insurance renewal periodThe time has come when your term life insurance policy is coming to an end, and since term life insurance only covers you for a set period of time, you’ll have to decide whether or not you want to renew it. Learn more about your renewal options. […]

  February 15, 2019

Can an insurance company cancel your policy?

Have you ever wondered if your life insurance company can cancel your life insurance policy? The answer is maybe, but only under 2 circumstances. Check out this article by National Income Life to learn how to keep you critical life insurance safe. […]

  December 15, 2018

Buying Life Insurance for Seniors

If you are a Senior and are thinking about life insurance coverage, this article can help you weigh the pros and cons consider cost, need, and other factors. In addition, find suggestions for other types of insurance that can benefit Seniors. […]