About National Income Life

About National Income Life Insurance Company

National Income Life Insurance Company is striving to become the premier in-home life insurance sales company serving working families in the state of New York.

Building on our solid foundation of providing supplemental benefits to working families, it is with great pride that we serve our customers by building long-term relationships and providing coverage for times that are most difficult in life. We continue our "personal touch" tradition not often found in the insurance industry today - meeting with our patrons in the place they are most comfortable ...  their home.

Who we are

When we say NILICO supports working families, we mean it. National Income Life advocates for key issues and campaigns, and invests in a public agenda reflecting core values important to all working people.

Social Responsibility

We contribute to various organizations that research, analyze, and propose solutions on fair trade, good jobs, environmental sustainability, and electing fair-minded candidates.

National Income Life in Action

Publicly we:

  • Defend Workers’ Rights
  • Advocate for Financial Reform
  • Champion a Fair Economy

Privately we:

  • Visit thousands of families a year
  • Offer affordable, permanent, portable life insurance

An insurer's ability to pay claims should be a factor when considering an insurance company. National Income Life has consistently earned high Financial Strength ratings.

With steady growth year after year since its inception in 1999, NILICO currently has over $7.2 billion of life insurance in force (as of 12/22).


As other companies downsize, National Income Life continues to experience growth. NILICO's efforts are focused on creating more union jobs. We proudly proclaim our status as a 100 percent union label Company. From the representatives in the field who write an application, to the administrative staff in the Corporate Office, all the way up to the CEO, everything is done under the union label.

NILICO’s growth has been sustained through high customer satisfaction, innovative lead programs, word-of-mouth referrals, and one of the most lucrative Agent compensation programs in the industry. For more information on opportunities with National Income Life, please visit our Careers page.

National Income Life doesn’t just insure our policyholders. We also support causes that are important to our policyholders. Giving is at the heart of National Income Life Insurance Company. Giving back to our communities is vital to the success of our Company. In fact, giving permeates every facet of National Income Life. It’s this charity that has awarded us the trust and loyalty of our policyholders and the respect of the community.

National Income Life Is a Different Kind of Insurance Company

Bernard Rapoport founded American Income Life Insurance Company, NILICO's parent company, on the bedrock of supporting labor. Like you, we deal with bread-and-butter issues. American Income Life and National Income Life have a long and rich history of partnering with the labor community: through campaigning for national and local leaders, advocating for key issues and campaigns, and investing in a public policy agenda that reflects the core values of all working people.

"I remain convinced that the American free enterprise system needs the labor movement to guarantee democracy on the job and fairness to workers. I am proud of the labor movement, and I am proud of my relationship with it. It's great to do well by doing good." — Bernard Rapoport, Founder of AIL

National Income Life works with our country's most prominent labor organizations, leaders, and activists. This includes working with the leaders and membership of over 45 international unions.

National Income Life at a Glance

  • Headquartered in Syracuse, NY
  • Life and supplemental insurance
  • A (Excellent) Financial Strength Rating from A.M. Best Company (as of 8/23)
  • Portable insurance coverage – if you move or change jobs, our insurance coverage stays with you
  • Individual, single parent, and family policies available

Our Parent Company

American Income Life is a wholly owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company that markets life and supplemental health insurance for middle-income families through its affiliate companies.