National Income Life Articles

  February 15, 2019

Can Life Insurance Companies Raise Premiums?

Whether life insurance premiums are fixed or not depends on the type of life insurance policy you buy. Different types of policies include whole life insurance, universal life insurance, and term life insurance. Learn more about life insurance premium schedules today. […]

  December 15, 2019

Do You Need AD&D Insurance If You Have Term or Whole Life Insurance?

What is accidental death and dismemberment (AD&D) insurance, and how does it differ from a term life insurance policy? Get insight into common AD&D exclusions, and discover if adding AD&D to your existing term or whole life insurance policy is right for you. […]

  November 15, 2019

Do term life insurance premiums increase over time?

If you are shopping insurance rates or have a term life policy now and are wondering if your premiums will change over time, read more about how term life insurance rates work. […]

  October 15, 2019

Do Supplemental Health Insurance Plans Cover Prescription Drugs?

While healthcare costs in the US are continuing to rise, including the cost of prescription drugs, many are looking for ways to help save money. Once question many potential policyholders have is, will supplemental health insurance cover prescription? Learn more. […]

  September 15, 2019

Borrowing against Whole Life Insurance: What to Consider

If you have a whole life insurance policy, you might reach a point where you want to borrow against it. Is so, read more about loan options for these types of life insurance policies. […]

  August 15, 2019

Can I Buy a Life Insurance Policy if I Receive SSI Benefits?

Does receiving Supplemental Security Income benefits, impact someone’s ability to buy a life insurance policy? The answer is complex. Read learn more. […]

  July 15, 2019

Do empty nesters still need life insurance?

When you reach the “empty nester” phase of life, do you still need life insurance? The answer depends on several factors. Learn more about what to consider with your life insurance today. […]

  May 15, 2019

3 Considerations of Term Life Insurance

Term life insurance has been a popular choice for many consumers due to its flexibility and cost. Just as any insurance would be, term life insurance can get complex and there are a few things you many want to consider before diving right in. […]

  April 15, 2019

What is an Accidental Death Rider?

You may not know about insurance riders, but they can be a helpful option for policyholders who are looking to expand their coverage beyond the original policy. Accidental death riders are one example. Learn more today. […]

  March 20, 2019

How Long Do I Have to Renew a Term Life Insurance Policy?

life insurance renewal periodThe time has come when your term life insurance policy is coming to an end, and since term life insurance only covers you for a set period of time, you’ll have to decide whether or not you want to renew it. Learn more about your renewal options. […]

  February 15, 2019

Can an insurance company cancel your policy?

Have you ever wondered if your life insurance company can cancel your life insurance policy? The answer is maybe, but only under 2 circumstances. Check out this article by National Income Life to learn how to keep you critical life insurance safe. […]

  December 15, 2018

Buying Life Insurance for Seniors

If you are a Senior and are thinking about life insurance coverage, this article can help you weigh the pros and cons consider cost, need, and other factors. In addition, find suggestions for other types of insurance that can benefit Seniors. […]