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National Income Life Insurance Company is striving to become the premier in-home life insurance sales company serving working families in the state of New York.

Building on our solid foundation of providing supplemental benefits to working families, it is with great pride that we serve our customers by building long-term relationships and providing coverage for times that are most difficult in life. We rejoice as we continue our "personal touch" tradition not often found in the insurance industry today - meeting with our patrons in the place they are most comfortable... their home.


National Income's parent company, American Income Life, was founded more than 50 years ago by Bernard Rapoport with just $25,000 of borrowed capital. AIL and NILICO provide coverage to over two million policyholders and represent over $90 million in annual insurance product sales. Our companies' growth has been sustained through high customer satisfaction, innovative lead programs, word of mouth referrals, and a lucrative Agent compensation program.

A.M. Best, one of the country's oldest and most respected insurance ratings company, has rated National Income Life as A+ (Superior) for overall Financial Strength (as of 7/17).

National Income Life's home office is located in Liverpool, New York. National Income and it's parent company, American Income Life Insurance Company, are wholly owned subsidiaries of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.


National Income Life strives to be the first in line whenever labor needs a hand, and we keep our clients informed of our extensive efforts through the annual Report to the Labor Advisory Board.